1	e-Buyers Presentation Designed with Diligence & Savvy-ness Exclusively for the Future Buyer Clients of Tamara Inzunza, ABR, CRS, GRI, e-PRO RE/MAX Allegiance
2	Why Use RE/MAX? RE/MAX is the #1 real estate organization in the United States and Canada The RE/MAX name is recognized globally The average RE/MAX agent has more production, more referrals, and more repeat clients than those of competing companies The average RE/MAX agent has more experience, training, and professional designations than those of competing companies
3	Why Use Tamara? Eight years of local real estate experience BBA in Computer Information Systems from James Madison University An extremely tech-savvy ‘dynamo’ working full-time to ensure a smooth and successful transaction for all of her clients Down-to-earth integrity, to earn and win your trust to help you make sound decisions An objective advisor for every step of your transaction A smart businesswoman working for the #1 real estate company in the World
4	Professional Services Provided Explanation of agency relationships Explanation of transaction costs Explanation of my role as your Realtor Explanation of commissions Assistance with mortgage pre-approval Effective Listening to your search criteria Email daily listings of homes Contract negotiations Attendance at your home inspection Contingency removals Scheduling settlement Attendance at pre-settlement walk-thru inspection Attendance at closing
5	Why Get Approved First? It lets me know that you’re serious about purchasing a home It gives you the equivalent of being a cash buyer It is proof to me that any financial issues determined by your lender have been resolved, which means that I am in a better negotiating position for you It is one less contingency that you will have in your contract It eliminates doubt in YOUR mind about the solidity of your financial ability to purchase It lets you know exactly what your price range is It gives your lender the ability to confirm with the seller’s agent that you are fully approved without conditions (You can expect the seller’s agent to verify your loan status prior to contract acceptance.)
6	Approval Amount vs. Affordability
7	Your Written Offer Should have a fair asking price Should contain an Earnest Money Deposit that is comparable to the Sales Price Should have few or no contingencies Will be accompanied by your lender’s Loan Approval or Commitment Letter Will be signed and initialed by you Will be delivered to the seller’s agent as quickly as possible
8	Your Home Inspection
9	Negotiating Home Inspection Items
10	Association Disclosures If you are purchasing a condo or a home within a homeowners association, you will receive a disclosure packet prior to settlement. This will outline the rules and regulations within the community, the financial status of the association, and will contain points of contact should you have additional questions. It is your responsibility to review these documents to help you obtain information about your new community and how it is governed.
11	Walk-thru Inspection This is conducted prior to closing. The purpose is to make sure that the home is in substantially the same condition as when the contract was written, and to make sure that any home inspection items have been corrected.
12	Closing/Settlement At closing, ownership is transferred, monies are collected, and keys are delivered. The settlement attorney will ensure that all of the terms of the contract have been met. Also, the attorney will review your loan documents with you. Any walk-thru issues will be remedied by the seller, or negotiated.
13	Let’s Get Started
14	So, what now??? Race back to my website by closing this window! From the ‘For Buyers’ tab click ‘Your Mortgage Pre-Approval’ to get PRE-APPROVED! Email or call me to schedule your Initial Office Visit!